You can find out about JA mortgages by going to a nearby JA. The homepage and phone book are useful for finding out the address of JA near your residence. The borrowing period of JA Bank Loan is from 6 months to 7 years, so if you wish to have less than that, you can consult at the counter. There are fixed interest rate private car loans and floating interest rate private car loans, and you can choose the one that suits you best. It’s a good idea to make some plans in advance about the type of interest rate and repayment. It seems that each JA sales office also has a borrowing campaign. Services such as interest rates are also different, so check carefully. To apply, you will need a quote for the car you are buying and an income tax certificate or a quote for the car. In addition, you must prepare your JA passbook, passbook stamp, driver’s license, health insurance card, resident’s card, etc. In some cases, you may need a guarantor, but it is important to first go to a nearby JA and listen carefully to your car loan. Let’s choose a loan destination after carefully considering interest rates and repayment conditions with not only JA mortgages but also credit and bank mortgages. In some cases, only union members are allowed to use JA Bank loans. Even in that case, please contact the counter. You may be able to get a private car loan by paying dues as an associate member.