Even if a person who does not have a regular job tries to use consumer finance, if he / she does not have a large income, he / she is often dropped at the examination stage. As a condition for using caching, you must be 20 years old and have a profession. If you are under the age of 19 or do not work, you will not be able to get a loan from a financial company. The trader wants to lend as much money as he can repay only to those who can repay it. Consumer credit screening tends to be strict for those who are likely to be unable to repay or have no social credibility, but those who are unemployed fall into these categories. Basically, cashing loans are unsecured and do not require a guarantor. Therefore, we attach great importance to the risk of bad debts of people who are not working. Since it is the consumer finance examination that determines whether or not the loan can be repaid from now on, those who do not have a job are the first to be rejected. Caching for unemployed people is not without it. If you apply as it is, it will be difficult to find consumer finance that will provide you with a loan. Therefore, it is necessary to make it easier to pass the examination with a little bit. If you borrow money without returning it, the repayment will be delayed and the delinquent money will only increase. When you return the money, you can’t do anything if you don’t have the money. If you have a job, it will be easier for you to pass the examination. It may be easier to find a job than to think about a caching method.