Even non-regular employees such as students and housewives at home are increasingly using caching these days. Until a while ago, cashing was only available to full-time employees, but now there are many cashing products for women and students. For example, even a full-time housewife can pass the cashing examination without any problem if the income can be proved by the tax withholding slip of the head of the household. Women’s loans exclusively for women are also on the rise, and cashing is also being carried out for women who are not full-time employees. Interest rates tend to be higher for women and students than for general financial products. Compare multiple companies to find one with a low interest rate. If you are a housewife or student, it is recommended that you check directly by phone or at the counter to see if it is available before applying. If you have any doubts, the person who will respond will carefully tell you the necessary documents and entries, so applying for caching should be easy. Since the cashing examination looks at the repayment ability, if the income is stable and there is no problem with the person’s image, it cannot be refused innocently. There is also a product called student cashing, so even students who have no income can get a loan as long as they are adults. Depending on the cashing company, some students only have to repay the interest rate, and in some cases they can continue to repay after becoming a member of society. The student-only cashing repayment style seems to be less so that students can repay as much as they can each month. If you are a student, use your National Health Insurance or student ID card as a document for application procedures.