How can you reduce your mortgage repayment by refinancing? By reviewing the repayment plan, we would like to reduce the total mortgage repayment amount and reduce the burden. Those who plan to continue working together for a while, or those who are expected to increase their income according to their years of service, can make a mortgage repayment plan in anticipation of stable income in the future. Some people will be able to secure loan repayment funds in the future. For example, people whose education costs end in a few years. We recommend refinancing your mortgage to reduce your immediate repayment. Those who have a lot of income and can repay their mortgage in a short period of time by prepayment, those who can surely increase their savings, those who plan to make a lot of money by sharing property in the future, those who originally have a small amount of borrowing have interest rates Even if it rises, it can be managed. For those types, look for a low interest rate type for about 10 years with a fixed interest rate system and refinance your mortgage. Even if interest rates rise 10 years later, if you have enough income and savings, you can flexibly respond by prepayment at that time. With a fixed-rate 10-year mortgage, refinancing may be advantageous for those who have a mortgage with a repayment balance of 15 years or more. To avoid the risk of rising interest rates, we recommend the type that pays back sooner. People who are financially affordable and have a lot of savings may consider refinancing. When refinancing a mortgage, you have to choose one that has lower interest rates and can reduce the burden.