A school loan that can be used by working adults

It’s an educational loan that has a strong impression that it’s for children’s education, but it’s not the only one. You can use your education loan to study for qualifications and to pay for your career advancement. In today’s world, where you must constantly deepen your knowledge and improve yourself, even after becoming a member of society, it costs money to learn and you must continue studying. The Japan Finance Corporation’s education loan can be used not only for university entrance fees but also for vocational schools and vocational ability development schools. If you meet the requirements, you can get a loan of up to 2 million yen per person. It is a fixed interest rate type and the maximum repayment period is 10 years. It can also be used by working people. There are some private loans available to working people, such as banks, which are similar to the national public loans. Interest rates on private education loans are a little high, about 4% to 8% per year. However, you may have an account at that bank or be given preferential treatment depending on your usage history. The limit is about 3 million yen. There are various conditions for using a school loan for working adults, and in the case of Japan Finance Corporation, you must be a full-time employee with a fixed income. Part-time workers and part-timers cannot be used even if they have a fixed income, and even if they are adults, the students themselves are not eligible to apply. So if you plan to leave the company, apply for a college loan before you retire. The application is too late after leaving the company.


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